Freely: Japan Travel Insurance made easy

As a seasoned traveler, I’ve learned the hard way that a Japan travel insurance is an indispensable investment. Over the years, it’s come to my rescue countless times, from lost luggage to canceled flights and even medical emergencies.

While a Japan travel insurance might not be the most thrilling topic, finding the right plan is now easier than ever. Numerous companies are making it a breeze to get quotes, sign up, review policies, and file claims.

One such company that stands out is Freely. They offer a streamlined approach to travel insurance, making it simple to find the perfect coverage for your needs.

What is Freely

Freely is a travel insurance company that also functions as a safety app. It offers coverage designed to make you whole in the event of a covered incident while traveling. The base plan includes essential features such as emergency medical care, emergency evacuation, trip interruption, lost baggage coverage, and 24/7 support.

What sets Freely apart is its approach to affordability. The base policy excludes additional coverage that may not be necessary for every traveler. However, you have the option to upgrade for extra protection, particularly for valuable items like electronics or sporting equipment. This flexibility is beneficial, especially since many travelers carry devices like phones and laptops.

Unlike many other insurance plans, which typically limit coverage for gear to $500 per item, Freely allows you to increase that limit to $1,500 per item with an upgrade.

A particularly unique feature of Freely is the Daily Boost supplement. These add-ons provide coverage for activities that may not be part of your daily routine, such as skiing, car rentals, or skydiving. By paying for these add-ons only when needed, you can keep your overall policy cost lower while still obtaining the necessary coverage for specific days.

For instance, coverage for snow or adventure activities costs only $1 per day, while rental car coverage is priced at $15 per day, varying by state. This ensures that if you’re only participating in activities like skiing for a few days, you won’t be paying for coverage you don’t use.

• Affordable Base Coverage: Freely starts with the essentials – medical care, emergency evacuation, trip interruption, lost baggage, and 24/7 support – all at a competitive price point.
• Customizable Protection: Don’t need coverage for everything? Freely lets you skip unnecessary add-ons. But if you’re bringing valuable gear, you can easily upgrade your plan for extra protection.
• Daily Boosts for Specific Activities: This unique feature lets you add coverage for activities like skiing, car rentals, or skydiving – only on the days you need it! This keeps your overall costs down while ensuring you’re covered for specific adventures.

What Does Freely Cover?

Emergency Medical Expenses

Freely offers a comprehensive range of travel insurance coverage designed to protect you in various situations. One of the most crucial components is emergency medical expenses. This coverage kicks in if you encounter an accident, such as falling and breaking a leg, or if you need hospitalization due to illness or injury. For travelers, it’s advisable to have at least $100,000 USD in coverage, and Freely’s base plan provides a generous $500,000 USD, ensuring you’re well-protected against potential medical bills.

Emergency Evacuation and Repatriation

Another important aspect is emergency evacuation and repatriation coverage. Medical evacuations can be extremely costly, especially if you require airlifting due to an injury while hiking or need to be transported back to your home country. Such incidents can exceed $250,000 USD, which can be financially devastating. Fortunately, Freely’s base policy covers up to $1,000,000 USD for emergency evacuations, exceeding the limits offered by many other insurers.

Emergency Dental Expenses

Freely also includes emergency dental expense coverage, which is crucial for unexpected dental issues. The base plan provides $1,000 USD for emergency dental care, allowing you to seek treatment for unforeseen emergencies rather than routine check-ups.

Accidental Death and Dismemberment

In the unfortunate event of accidental death or dismemberment, Freely provides $50,000 USD, offering peace of mind to travelers and financial support for loved ones should the worst happen.

Trip Interruption

If you experience trip interruption due to unforeseen circumstances, such as illness or injury, Freely will reimburse you up to 150% of the trip cost. This is particularly valuable given the frequency of flight delays and natural disasters.

Lost, Stolen, or Damaged Baggage

For lost, stolen, or damaged baggage, Freely’s coverage mirrors that of many other insurers, with a per-item limit of $500 USD and a total cap of $2,500 USD. While this is sufficient for many items, it might not cover high-value electronics. However, you can opt for an add-on that increases the per-item limit to $1,500 USD and the total limit to $5,000 USD. This add-on also provides $2,000 USD coverage for electronic and professional equipment, offering robust protection for your devices.

Baggage Delay

Additionally, Freely includes baggage delay coverage. If your luggage is delayed for 12 hours or more, you can receive up to $250 USD to purchase essential clothing and personal items. If you choose the baggage upgrade, this benefit can increase by an additional $100 USD.

Note: As with any insurance policy, it’s essential to read the fine print to understand the specifics of your coverage, and always verify details based on your location to ensure you have the right protection.

What’s Not Covered by Freely?

It’s important to understand what’s excluded. Freely primarily focuses on medical emergencies and travel mishaps. Here are some things not covered:

• Alcohol or drug-related incidents
• Electronics over $500 USD (without an add-on)
• Certain high-risk activities (e.g., motorsports competitions)
• Pre-existing medical conditions
• Losses incurred during professional/amateur athletic competitions

How much Freely cost ?

Get a Quick and Transparent Quote from Freely

Freely makes getting a quote for your travel insurance a breeze. Head over to freely.me and enter a few basic details in under a minute:

• Your age
• Your travel destination
• Trip duration
• Estimated trip cost

Here’s a quick example: a 38-year-old traveling from the US to Japan for 2 weeks would pay around $61 USD for base coverage on a $2,500 USD trip (excluding add-ons and Daily Boosts).

One of the things I appreciate most about Freely is their transparency. Unlike many insurance companies that only list covered items, Freely clearly outlines what’s not included in their policies. This upfront approach helps you make informed decisions and ensures your expectations are aligned with their coverage.

Ready to see how affordable and transparent Freely can be? Get your personalized quote today!

Freely Pros

• 24/7 emergency assistance
• Emergency medical coverage
• Emergency Evacuation and trip interruption coverage
• Coverage for lost, stolen, or damaged baggage
• COVID coverage
• Daily add-ons available for extra gear and activities

Freely Cons

• Only available in the US and Australia
• Downloading the app is required

With customizable coverage, daily boost options, and transparent quotes, Freely offers a refreshing approach to travel insurance and you can get the protection you need without the hassle. So, explore with confidence – Freely has your back!

Click here to learn more and get a quote from Freely today!

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